Identity monitoring monitors the activity associated with an identity across multiple data sources, including:
Credit Bureau Data
DMVs
Bankruptcy Lien and Judgment filings
Utilities
Public Records
Private Contributory Databases
By continuously monitoring information related to a specific identity, the owner of that identity can be immediately notified if it has been compromised. As identity fraud usually precedes other types of fraud (such as credit card fraud), this type of proactive alert system is critical to mitigating the extensive – and expensive – damage perpetrated after an identity is stolen and manipulated. Given the considerable lag between when an identity is compromised and when that even is discovered, this service is a critical component of defense against identity fraud.
Identity Theft Insurance
Each member will also receive up to $25,000 worth of insurance coverage*. Identity theft insurance is underwritten by a nationally recognized Insurance Carrier with an “A” or better AM Best Rating. This coverage will help members offset some of the cost of restoring their identity to its original status, including:
Lost wages: $500.00 per week, for 4 weeks maximum
Re-filing of loans
Defense cost for certain civil and criminal lawsuits: Reasonab
Identity Monitoring
Identity monitoring monitors the activity associated with an identity across multiple data sources, including:
By continuously monitoring information related to a specific identity, the owner of that identity can be immediately notified if it has been compromised. As identity fraud usually precedes other types of fraud (such as credit card fraud), this type of proactive alert system is critical to mitigating the extensive – and expensive – damage perpetrated after an identity is stolen and manipulated. Given the considerable lag between when an identity is compromised and when that even is discovered, this service is a critical component of defense against identity fraud.
Identity Theft Insurance
Each member will also receive up to $25,000 worth of insurance coverage*. Identity theft insurance is underwritten by a nationally recognized Insurance Carrier with an “A” or better AM Best Rating. This coverage will help members offset some of the cost of restoring their identity to its original status, including: